Dental Insurance

 We accept most forms of insurance.  (Delta)

As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network.  We are not part of any managed care network.  Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

Garrison:

We hope that by establishing clear and mutually agreeable financial arrangements at the start of treatment, you will be more comfortable and we can concentrate our efforts on your dental health.

At your consultation visit, after a thorough discussion of your treatment plan with Doctor Garrison, either Kathy or Patty, our Financial Coordinators, will discuss payment options with you. For your convenience, we accept Visa and MasterCard.

Insurance:
For patients with insurance benefits, we request that you bring your insurance information with you to your first visit. We will then forward all necessary claim forms to your provider as your treatment is completed.

Assignment of Benefits:
Assignment of benefits means that your carrier can send its portion of your treatment fee directly to our office. This can only be done if your policy permits it and you agree to it. With this arrangement, we can make financial arrangements for payment of your portion.

The responsibility for your entire fee remains with you, as the contract for your insurance benefits is between you and your carrier. They have no contractual relationship with our office. If payment from your carrier is not received in our office within 60 days from the service, you will be billed for the outstanding balance. Any questions about your benefits should be answered by your employer.

Non-Assignment of Benefits:
If your policy does not allow or you chose not to assign benefits directly to our office, you must make arrangements for payment of the entire fee. Your insurance claim will be processed for payment at your treatment visit and submitted for you.

If you have any questions concerning this policy, your insurance claims or statement, please contact Kathy or Patty, our Financial Coordinators. They will be happy to serve you.